Condo insurance is a common misunderstood type of insurance. A condo policies focus is on the inside. Biggest focuses are Personal Liability, Personal Property, Guest Medical, and Building Property. Often the outside of the unit will be covered under the blanket HOA policy, whereas the personal condo policy looks at the walls within. Condo policies are usually straight forward, completely customizable to fit your needs and property coverage, and usually inexpensive.
